Legal notices

CA Indosuez (Switzerland) SA, DIFC Branch
CA Indosuez (Switzerland) SA, Abu Dhabi Representative Office
Referred in the Website also as (“Indosuez United Arab Emirates”)

 

Regulatory Information 

Corporate names : 

CA Indosuez (Switzerland) SA, DIFC Branch

• Legal Status: a Dubai Financial Service Authority ("DFSA") regulated company
• Registered Office Dubai: Al Fattan Currency House, Tower 2 - Level 23 Unit 4 DIFC PO Box 507232 Dubai

CA Indosuez (Switzerland) SA, Abu Dhabi Representative Office 

• Legal Status: regulated company by the UAE Central Bank, Representative Office of CA Indosuez (Switzerland) SA, a limited company (“société anonyme”) incorporated under Swiss Law, with capital of CHF 1,025,946,000. 
• Registered Office Abu Dhabi: Zayed The First Street – Al Muhairy Center, Office Tower, 5th Floor P.O.Box 44836 Abu Dhabi United Arab Emirates

 

Contacts Dubai

Phone: + 971 4 3506000
Telefax: + 971 4 3310199

 

Contacts Abu Dhabi

Phone: + 971 2 6312400
Telefax: + 971 2 631 25 00

 

Owners and Publishers

CA Indosuez (Switzerland) SA, DIFC Branch - CA Indosuez (Switzerland) SA, Abu Dhabi Representative Office

 

Website host 

 Crédit Agricole Group Infrastructure Platform, a Simplified Joint-Stock Company (French SAS) registered at the RCS of Paris under the number 840.434.740, with a capital of €86,552,500. 
30-32, boulevard de Vaugirard, 75015 PARIS.

WARNING

For purposes of this warning, are defined as follows:
 

• « notre Maison », « Indosuez », « Indosuez Wealth Management », « Groupe Indosuez » ou « Entité(s) » : CA Indosuez ainsi que les entités françaises et étrangères, quel que soit leur lieu d’implantation dont CA Indosuez est la société holding ou plus généralement faisant partie du Métier Wealth Management du groupe Crédit Agricole.
• « Indosuez Europe » : CA Indosuez Wealth (Europe) 
• « Indosuez Monaco » : CFM Indosuez Wealth 
• « Indosuez Suisse » : CA Indosuez (Switzerland) SA
• “Entity(ies)” : CA Indosuez including its French and foreign entities, whatever their location, of which CA Indosuez is the holding company, or more generally who are part of the Wealth Management Business Line of the Crédit Agricole group. 
• “Website”: the Website “ca-indosuez.com/unitedarabemirates” composed of the different webpages of CA Indosuez (Switzerland) SA, DIFC Branch and CA Indosuez (Switzerland) SA, Abu Dhabi Representative Office.
• “User”: any person accessing to and/or using the Website and/or any person holding a computer from which the connection and/or the navigation on the Website is carried out, whether this person is a client of an Entity or not.
• The Website and/or the access there to and/or use thereof are subject to the laws and regulations in force in the UAE, Dubai and Abu Dhabi, respectively. In case of any dispute with respect to the use and/or access by any User of the Website, the courts of the of Dubai and Abu Dhabi, as applicable, shall be competent forum.

 
1.  CONDITIONS OF ACCESS AND TERMS OF USE

Access to and use of the Website shall be subject to the terms and conditions set out herein as well as in any other policies published on the Website, such as policies regarding the protection of personal data and online security, as applicable at the time of any such access to and/or use of the Website.
The User acknowledges that he is aware of the conditions of access to and of use of the Website set out herein as well as any other relevant policies governing the access to and use of the Website at any time.
CA Indosuez (Switzerland) SA, DIFC Branch and CA Indosuez (Switzerland) SA, Abu Dhabi Representative Office, as applicable, reserve the right to modify, at any moment, the content of this warning. The User is deemed to have knowledge of the latest version of this warning at every new connection on the Website.
The Website is intended accessible 24 hours a day and 7 days a week, except in the case of force majeure, actions of a third party, and/or maintenance work and interventions necessary to the proper functioning of the Website. In such case, interruption maybe notified by a warning on the homepage or by any other manner as CA Indosuez (Switzerland) SA, DIFC Branch and CA Indosuez (Switzerland) SA Abu Dhabi Representative Office, as applicable, may deem fit. Nonetheless, neither CA Indosuez (Switzerland) SA, DIFC Branch and CA Indosuez (Switzerland) SA, Abu Dhabi Representative Office, as applicable, nor any third party Website host accepts any liability or responsibility of whatsoever nature (including without limitation to legal and financial) to any person for any interruption in, inaccessibility to and/or unavailability of the Website.
The use of the Website does not guarantee the confidentiality and the integrity of all the provided information, and the User is informed that he is responsible for taking all appropriate measures in order to protect his messages or data and/or tools. The user is invited to visit our page dedicated to general information on security.
The User agrees to respect the integrity of the Website. He agrees not to impede its functioning, to alter or delete any content, wholly or partly, and not to recklessly fraudulently enter any data.

 

2.  ONLINE SERVICES

CA Indosuez (Switzerland) SA, DIFC Branch and CA Indosuez (Switzerland) SA, Abu Dhabi Representative Office, as applicable, do not charge any fee for the access to and use of the Website. However, the User acknowledges that third parties may charge a fee for the use of the Website through their infrastructure and/or networks, such as Internet service providers’ fees and telephone communications costs which are directly charged by the operators.
The access to the online services of CA Indosuez (Switzerland) SA is possible through the Website. The terms of access to and use of, pricing and provision of such online services may be subject to a specific agreement with CA Indosuez (Switzerland) SA. If the User wishes to access to and use certain specific online services, he is invited to contact CA Indosuez (Switzerland) SA.

 

3.  AVAILABLE INFORMATION

Information and opinions of a general nature (economic, financial, etc.) therein are for reference only. Although CA Indosuez (Switzerland) SA and its Dubai DIFC branch and Abu Dhabi Representative Office have taken reasonable step to obtain information from sources it deems reliable, it does not represent nor warrant that all or any information or data available on the Website are accurate, reliable and complete. They are not provided on any contractual basis but for reference only..
Information and opinions may be modified at any time without prior notice. The User is aware that such information may not be automatically updated or valued on a real-time basis. 
The Website may further include information provided by external companies or hyperlinks to other websites that were not developed by CA Indosuez (Switzerland) SA or its Dubai DIFC branch or Abu Dhabi Representative Office. The existence of a link on the Website to another website does not constitute a validation or endorsement of this other website or of its content by CA Indosuez (Switzerland) SA or its Dubai DIFC branch and Abu Dhabi Representative Office. It is the User’s sole responsibility to verify and use such information with discernment and with a critical mind. CA Indosuez (Switzerland) SA and its Dubai DIFC branch and Abu Dhabi Representative Office do not accept any liability and responsibility of whatsoever nature (including without limitation to legal or financial) to any person with regards to those information, opinions and recommendations made by third parties (whether contractual, tortious including negligence or otherwise).
There are inherent risks regarding the electronic transmission of information and, delays, omissions or inaccuracy may occur. Any information available on the Website is provided “as is”, whatever its origin. Therefore, CA Indosuez (Switzerland) SA and its Dubai DIFC branch and Abu Dhabi Representative Office do not accept any liability and/or responsibility of whatsoever nature (including without limitation to legal or financial) to any person regarding the content of the Website and its use.
Information available on the Website of CA Indosuez (Switzerland) SA, DIFC Branch and CA Indosuez (Switzerland) SA, Abu Dhabi Representative Office may be provided in French, English or any other language. In case of inconsistency, the French version shall prevail. 
The reliance or use of the information contained in the Website is the sole responsibility and at the sole risk of the User. CA Indosuez (Switzerland) SA and its Dubai DIFC branch and Abu Dhabi Representative Office do not accept any liability and/or responsibility of whatsoever nature (including without limitation to legal or financial) to any person for such use and/or reliance on it (whether contractual, tortious including negligence or otherwise).

 

4.  NO OFFER AND AUTHORIZED ACTIVITIES 

Neither the Website nor the information or publication therein is or shall be construed as of any offer or solicitation of any offer, any proposal or a recommendation of any banking or financial product(s) or service(s) to a particular person or the general public, by CA Indosuez (Switzerland) SA, DIFC Branch and CA Indosuez (Switzerland) SA, Abu Dhabi Representative Office, as applicable.
Likewise, no information on the Website is or shall be construed as being an investment, legal or tax advice.
More specifically and without prejudice of the provisions above, the User’s attention is drawn to the fact that the Website does not constitute an offer or a solicitation of services or products towards:

•  The territories of the United-States of America and Canada;
• Persons residing in Singapore, except where such services or products are provided by CA Indosuez (Switzerland) SA, Singapore Branch in accordance with the applicable Singapore laws and regulations (including but not limited to the Banking Act (Chapter 19 of Singapore), the Financial Advisers Act (Chapter 110 of Singapore), and the Securities and Futures Act (Chapter 289 of Singapore));
• Persons residing in Hong Kong, except where such products and services are provided by CA Indosuez (Switzerland) SA, Hong Kong Branch or other group entities registered in Hong Kong, or otherwise in accordance with the Securities and Futures Ordinance (Cap.571).

The Website is published by CA Indosuez (Switzerland) SA, DIFC Branch and CA Indosuez (Switzerland) SA, Abu Dhabi Representative Office, as applicable. CA Indosuez (Switzerland) SA (the “Bank”) operates in the United Arab Emirates (UAE) via such Representative Offices which are subject to the supervisory authority of the UAE Central Bank. In accordance with the rules and regulations applicable in the UAE, the Representative Offices may not carry out any banking activity. The Representative Offices may only market and promote the Bank’s activities and conduct administrative functions for the Bank. 
For further information, the User, if he wishes, may contact CA Indosuez (Switzerland) SA, DIFC Branch and CA Indosuez (Switzerland) SA, Abu Dhabi Representative Office, as applicable, to provide him with information to the extent permitted by the applicable law and regulations.

 

5.  WEBSITE ADREESEE AND RESTRICTIONS ON PROVISION OF PRODUCTS AND SERVICES

The Website is not intended for or aimed at the persons of any country in particular. The languages used in this Website are the Group Indosuez working languages. The Website is not intended for persons who are citizens, domiciled or resident in a country or jurisdiction in which its distribution, publication, availability or use would contravene applicable laws or regulations. The products and services may be subject to restrictions with regard to certain persons or in some countries. In particular, the products or services presented in the Website are not necessarily suitable for residents of the United States of America (US Persons) and may not be suitable, depending on the Bank considered, for residents of Canada.

CA Indosuez (Switzerland) SA, DIFC Branch and CA Indosuez (Switzerland) SA, Abu Dhabi Representative Office, as applicable, shall not provide products or services, if this would constitute a violation of the laws or regulations of the country of residence, localization or origin of the person requesting such products or services, or of any other applicable laws or regulations.

 

6.  NO LIABILITY

To the extent permitted by the applicable laws and regulations, CA Indosuez (Switzerland) SA and its Dubai DIFC branch and Abu Dhabi Representative Office, their directors, employees or agents do not accept any liability and/or responsibility of whatsoever nature (including without limitation to legal or financial) to any person (including User or any third party) in respect of any direct, indirect or consequential losses, damages, costs, charges or expenses arising out of or in connection with the use of the Website (whether contractual, tortious including negligence or otherwise), even if they have been informed of the possibility of such losses, damages, costs, charges or expenses.

 

7.  JOB APPLICANTS AND EMPLOYMENT

The User can apply spontaneously or respond to an offer posted on the website "jobs.ca-indosuez.com" available through a link on the "Careers" tab.
The website "jobs.ca-indosuez.com" is under the editorial responsibility of CA Indosuez and is hosted by Talent soft in France. The conditions applicable to the applications are specified in the Disclaimer of the Website "jobs.ca-indosuez.com" which the User shall read in case of any use of such website.

 

8.  INTELLECTUAL PROPERTY

The User acknowledges that CA Indosuez and/or CA Indosuez (Switzerland) SA hold(s) and retain(s) the exclusive ownership of all rights, title and interest in the Website as well as its content (in particular, the information, data, sounds, images, texts, drawings, graphics, distinctive signs, logos, brands, iconographic and photographic representations, downloadable documents, etc.), or, as applicable, has(ve) acquired an appropriate license from the relevant third party to publish such content on the Website. In no event shall any of these rights be transferred to any User through his access to and/or use of the Website.
Any reproduction, representation or distribution, for purposes of competing activities, of all or any part of the content of the Website, on any medium or by any means is forbidden, except with the prior written consent of CA Indosuez (Switzerland) SA.
All or any of the information contained in the Website may be downloaded on hard drive or printed for personal use only, provided that this copyright notice is included on each copy, that no alteration are made and that they are not used, wholly or partly, in another work, publication or on any medium. The download or any other form of copy of a software or information contained on the Website of CA Indosuez (Switzerland) SA, DIFC Branch and CA (Switzerland) SA, Abu Dhabi Representative Office, as applicable, do not impart to the User any rights on them. It is also forbidden to distribute or copy all or any of the information contained on the Website, to transfer (electronically or by any other means), alter or use the pages of the Website or any element appearing on it for any purpose of competing activity(ies) without the prior written consent of CA Indosuez (Switzerland) SA.
The User shall neither reproduce (wholly or partly), transfer (electronically or by any other means), alter, or use the Website of CA Indosuez (Switzerland) SA, DIFC Branch and CA Indosuez (Switzerland) SA, Abu Dhabi Representative Office, as applicable, to public or commercial purposes, nor create links with them, without the prior written consent of CA Indosuez (Switzerland) SA.
Any hyperlinks to the Website or a Webpage must be subject to a prior and express authorization of CA Indosuez (Switzerland) SA.
The User hereby acknowledge that the violation of the above provisions may lead to civil and criminal liability.